Location




ATMs can be placed at any location but are most often placed near or inside banks, shopping centers/malls, airports, railway stations, metro stations, grocery stores, petrol/gas stations, restaurants, and other locations. ATMs are also found on cruise ships and on some US Navy ships, where sailors can draw out their pay.

ATMs may be on- and off-premises. On-premises ATMs are typically more advanced, multi-function machines that complement a bank branch's capabilities, and are thus more expensive. Off-premises machines are deployed by financial institutions and independent sales organisations (ISOs) where there is a simple need for cash, so they are generally cheaper single function devices.

In the US, Canada and some Gulf countries,citation needed banks may have drive-thru lanes providing access to ATMs using an automobile.

In recent times, countries like India and some countries in Africa are installing ATMs in rural areas, which are solar powered.

The world's highest ATM is located at the Khunjerab Pass in Pakistan. Installed at an elevation of 4,693 metres (15,397 ft) by the National Bank of Pakistan, it is designed to work in temperatures as low as -40-degree Celsius.

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